Rules Changing from 1st November 2025 : Starting 1st November 2025, several important rules are set to change, directly impacting your finances and lifestyle. From updates in Aadhaar charges and bank nomination rules to new GST slabs, card fees, and more — here’s a detailed look at what’s changing from tomorrow, 1st November 2025.
What’s Changing from 1st November 2025
- Change in Aadhaar update charges
- New bank nomination rules
- Pensioners must submit their Life Certificate
- New GST slabs to be implemented
- Extended deadline for switching from NPS to UPS
- New SBI Card fees and charges
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Possible revision in LPG cylinder prices
1. Aadhaar Update Charges
The Unique Identification Authority of India (UIDAI) has announced that biometric updates for children’s Aadhaar cards will now be free for one year.
Earlier, it cost ₹125 for a biometric update.
For adults, the charges remain the same:
- ₹75 for updating name, date of birth, address, or mobile number
-
₹125 for updating biometric details such as fingerprints or iris scan
2. Bank Nomination Rules
From 1st November, bank customers can now add up to four nominees for a single account, locker, or safe custody item.
This new rule aims to make access to funds easier for families during emergencies and reduce disputes over ownership.
The process of adding or changing nominees has also been simplified for customers.
3. Changes in SBI Card Charges
Starting 1st November, SBI Card users will have to pay a 1% fee on education-related payments made via third-party apps such as MobiKwik and CRED.
Additionally, loading more than ₹1,000 into a digital wallet using an SBI card will also attract a 1% charge.
4. Life Certificate for Pensioners
All retired Central and State government employees are required to submit their annual Life Certificate by the end of November.
They can do this by visiting their respective bank branches or through the Jeevan Pramaan portal online.
Failing to submit the certificate on time may lead to delays or suspension of pension payments.
5. LPG Cylinder Price Revision
The prices of LPG cylinders in India are reviewed on the 1st of every month by state-run oil marketing companies.
Hence, new prices will be announced on 1st November 2025.
This could result in either an increase or decrease in domestic and commercial LPG rates depending on global crude oil trends.
6. New GST Slabs
From 1st November, the government will introduce a simplified two-slab GST system for specific goods and services.
The earlier four-slab system (5%, 12%, 18%, and 28%) will be replaced.
The 12% and 28% slabs will be removed, while luxury and sin goods will attract a 40% tax rate.
The aim is to simplify India’s indirect tax structure and make compliance easier for businesses.
7. Extended Deadline for Switching from NPS to UPS
Central government employees who wish to switch from the National Pension System (NPS) to the Unified Pension Scheme (UPS) now have time until 30th November 2025 to complete the process.
This deadline extension gives employees more time to review and decide whether they want to migrate to the new pension system.
Summary
From 1st November 2025, several major regulatory and financial changes will come into effect:
- Free Aadhaar updates for children
- Up to four bank nominees allowed
- New SBI Card usage fees
- Pensioners must submit Life Certificate
- Possible change in LPG prices
- New simplified GST slabs
-
Extended deadline for NPS to UPS switch
These updates are aimed at improving transparency, ease of access, and financial management for citizens.